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Get A Great Workout At Home (Even On A Small Budget)
Many people think that creating a home workout gym is either too intimidating or too costly. So, often they instead invest their money in a health club membership not realizing that for the same amount of money (or even less) they can create a very...

How to make A Budget That Works!
How to make A Budget That Works! Have you ever created, and then tried to live on a budget?If so, you have probably experienced a lot of frustration when it just didn't pan out.It's a fact that 70 percent of all Americans live week to week and...

Modular Home Plans Offer Dream House on a Budget
Modular Homes are not those old trailers you see in mobile home parks or low income housing shelters. Gone are the early days of temporary looking structures, modular housing construction has undergone a designing renaissance over the last...

Money tips: budgeting for one-income families
If your family is transitioning from two incomes to one, follow these budgeting tips to stretch your money. In the modern world, most families have become comfortable with having two incomes on which to depend. However, life changes often...

Value-Driven Budgets
Besides the specter of having to pay the IRS by April 15th, another thought rears its ugly head during the tax season. Just where did all that money you made go? Sure, you can blame the government and higher prices, but there is a nagging...

 
Shoestring budgeting

After you have taken control over your fixed expenses, it's time to take a look at the outgoing household expenses. These include food, groceries, clothing, cleaners, entertainment, etc. Get out pen, paper, and your check book register. Average how much was spent on each of these items per month. You will be astounded at the figure.

By far, the most money going out will be for food and groceries. The key to saving money on groceries is to make a menu for the week prior to going shopping. Get out the calender, see what events are planned that week and write out meals according to the time you will have available. It will save money from impulse buying, and also stop you from pulling in the drive-thru because you can't face preparing a huge meal.
A good place to find great clothes is your local thrift stores. They are being bombarded by teenagers! You would not believe the cool, name brand clothing you will find in these stores. Some may even have the tags still on them. Just get in there and dig. Don't buy just because it's cheap, though. Just buy what you came in to get. December is a great month for these shops because people are donating for tax write-offs. You can also find DVD's, CD's, appliances, etc. at thrift shops. Thrift stores are becoming the latest fad!

Instead of shelling out twenty dollars to take your family to the movies, order a pay-per-view movie from your cable provider. You all can watch for the price of one, and have all the pop-corn and soda you want at a much cheaper price than at the movie theater. Instead of going bowling weekly, try having a game night. Everyone has board games. If you don't, pick a few up at your local thrift store.

Try making home made cleaners instead of buying them. Simple things like a little vinegar added to the rinse cycle can serve as a fabric softener. Dryer sheets can be used as dust rags. Explore all your options.

You will save hundreds of dollars each year by following these simple tips.


About the Author
Wendy jackson writes for http://www.myagonyaunt.co.uk dealing with issues regarding finances, relationships and health.

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