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Credit Card Defaults
Credit card defaults are one of the areas you want to focus on when applying for a credit card. The defaults are one of the areas that will increase your balance. Defaults are what send cardholders into bankruptcy, debt consolidation and so...

Different Types of Secured Loans
People take out loans for many purposes. The need for money may arise any time. You can take out a loan when you need money urgently. Such needs offer a big business opportunity to lenders. They offer a variety of loans depending upon the...

Guide to Secured Personal Loans
Here is a useful guide to secured personal loans. A secured personal loan is the generic term for a loan. A secured personal loan is when you take out a loan that is secured on your property. A secured personal loan is secured against your home to...

Maxing Out on the Minimum: Don't Get Trapped Making Minimum Credit Card Payments
It's an easy trap to fall into: you get that pre-approved credit card offer in the mail, most likely with an appealing introductory interest rate for the first six months. You feel like you deserve a little extra spending money, and the minimum...

Your Junk Is Someone Else's Treasure!
Saving money can be quite hard to do if you are on a tight budget, but all of us can do it very simply by selling the things that are cluttering up our homes and which we no longer need. I am fairly sure that most of us, if asked, would like some...

 
Debt Management – More Ways to Save on Gas Consumption

The price of gas continues to climb, and with continued uncertainty in the Middle East, they will probably continue to do so. In California and elsewhere, prices for some grades of gas have now reached the previously unthinkable three dollars a gallon. Granted, that is lower than the inflation-adjusted prices of early 1981, but that doesn't make anyone feel better when they've just paid nearly $100 to fill the tank of their sport utility vehicle.

In a previous article, we offered some solutions as to how the average consumer can either save on gas prices or use less gas. These tips included using credit cards with cashback rebates, keeping your car tuned and tires inflated, and keeping the car washed and waxed, which reduces drag. Here are a few additional tips which will help ease the strain of filling your tank.

  • Empty your trunk. Some people drive around with their trunks nearly full with things that just don't need to be there. Sure, you need a jack and a spare, but do you really need a toolbox, golf clubs, and that pile of old clothes you've been meaning to drop off at the Salvation Army? Any extra weight you carry requires additional energy to make your car or SUV move. Lighten the load and your engine won't work as hard or use as much fuel.


  • Drive efficiently. That means accelerating gradually, rather than speeding out of an intersection. Your car uses fuel more effectively when you gradually accelerate. Once you achieve your desired speed, keep it steady, using cruise control if you have it. Speeding up and slowing down only uses more gas.


  • Shift appropriately if you're driving a car with a manual transmission. Shift at the factory recommended shift points, rather than running your tachometer all the way up before shifting. Your car runs best within a fairly narrow RPM range.


  • Each of these tips offers a small saving in fuel consumption. When combined with others, they add up and can produce significant savings. If you can increase your fuel consumption by just two miles per gallon, you can save $30-40 on a 1000-mile trip in your SUV. When you're paying $3.09 per gallon, every penny counts.

    About the Author
    ©Copyright 2005 by Retro Marketing. Charles Essmeier is the owner of Retro Marketing, a firm devoted to informational Websites, including End-Your-Debt.com, a site devoted to establishing credit, debt consolidation and credit counseling.

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