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Debt Collecting Q & A Issue 6 (Re-Submit)
DEBT COLLECTING Q & A – Issue #6 By Jim Finucan © Tiare Publications Group 385 words Editor: The following article is offered for your free use, provided the author Resource box is included at the end. Q) Jim: How can I be sure that I've gotten...

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If you are starting to have serious trouble paying your monthly bills, you should consider contacting a debt consolidation or debt negotiation company. What is a debt consolidation company? A debt consolidation company will make...

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Nobody enjoys being up to their eyeballs in debt. I mean let's face it life is hard enough without having to worry about how you're going to pay bills that seem to keep piling up all around you. If you're feeling this way I can assure you it's...

Understanding how a Debt Consolidation Program works
You have finally decided that you need help with your debt and you have made a great decision to take a load off your shoulders. Debt is so stressful that it can even affect our health and certainly our enjoyment of our daily life. Understanding...

 
Do You Have a Sleep Debt?

If you have trouble sleeping, you may be accumulating a debt that is difficult to pay back - a sleep debt. According to the National Sleep Foundation, about 6 out of 10 people in the United States suffers from problems getting a restful night of sleep.

There are many kinds of sleep disorders, including:

Insomnia. Poor quality sleep may result from inability to fall asleep, waking up frequently, waking up and being unable to return to sleep, or some combination. Females are affected more than males.

Lifestyle-related. A hectic and stressful lifestyle, work demands and over-active social lives can lead to accumulation of sleep debt. Even the use of an alarm clock can trigger more and more debt.

Sleep apnea. Obstructed or blocked air passages lead to loud snoring and cessation of breathing while asleep. This leads to sleep deprivation and daytime drowsiness.

Due to the prevalence of sleep-related disorders in our society, the usage of prescription sleeping pills is on the rise. But these medications carry their own risks: drug carryover into the daytime leading to drowsiness, psychological dependence, physical side effects including anxiety and memory problems, and potential drug interactions. And their long-term use is controversial.

Although sometimes prescription sleep aids are necessary, there are many other simple and easy-to-implement strategies to help sleep better:

1) Don't engage in mentally stimulating activities prior to bedtime. 2) Keep your bedroom as dark as possible - this helps regulate the hormone responsible for sleeping and waking. 3) Keep pets out of the bedroom. 4) Eat a light snack before bed, preferably one with protein. 5) Exercise daily. 6) Keep a regular schedule of sleeping and waking. 7) Have yourself checked for depression - it is a common cause of sleep disturbance. 8) Avoid caffeine and alcohol, especially within 6 hours of bedtime. 9) Don't take naps during the day. 10) Quit drinking fluids 2 hours before bedtime to reduce your chance of having to get up to go to the bathroom.

Large amounts of accumulated sleep debt can be a serious problem. For example, driving can place both you and other people at risk. Frighteningly, a 2002 National Sleep Foundation poll found that 14 million people reported actually falling asleep at the wheel during the last year.

If you have been having trouble sleeping, talk to your doctor about your condition and your options. Besides depression, many other potentially serious health disorders may be causing your sleeping difficulties. Don't ignore this debt until it becomes too late to repay.

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Find out more about Mental Health at healthandfinesse.com

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