Search
Recommended Sites
Related Links






   

Informative Articles

Mortgage Refinance Tips And Advice - Part1
For the average person who does not work in the mortgage industry, the mortgage jungle is very overwhelming. Mortgages are complicated! This article is a small collections of tips and advice of what an average person should know when looking for a...

Refinance & Mortgage Tips: Down Payment With Gift Letter
If you are a first time home buyer who has been out shopping for that dream house, you've probably already heard your real estate agent or property developer's first question: "How much will you be putting down?" If you have excellent credit,...

The World is Not Enough - Calling for a More Ethical Approach to Personal Finance
At a time when the entire world's attention is focused on the problems of world debt, with the Live 8 concerts, the G8 summit in Scotland, the Make Poverty History Campaign (MPH) and the various anti-poverty marches, it seems that everyone wants...

UK Finance and Auditing Regulatory Bodies
The role of the regulatory bodies in the UK Financial dealings is very important. We cannot neglect their role in UK Finance. There are many regulatory bodies for UK Finance and Auditing. Some of them are mentioned here. A non-governmental...

Why should I refinance?
If you bought your home a few years back when annual interest rates were 12 percent, refinancing now can save you a great deal of money over the term of the mortgage. Or you might be able to switch from a 30-year mortgage to a 15-year, so you can...

 
Email Scams – Ten Simple Steps To Protecting Your Online Finances

According to the Anti-Phishing Working Group (APWG) email scams also known as phishing attacks claim more than 2,000 victims each day from more than 75 million phishing emails that are sent each day. The APWG also claims that these email scams steal close to $1 billion a year from its victims.

Phishing (pronounced fishing), is online identity theft that uses spoof emails, fraudulent websites and crimeware to trick unsuspecting internet users into providing financial data, credit card numbers, social security numbers, account logins and passwords, etc.

These email scams (spoof email) mimic legitimate companies such as banks, credit card companies, investing companies, paypal, ebay, etc. These fraudulent emails look like they are from the "real" company; many even include the real company's logo. Generally these emails try to convey a sense of urgency; if you don't correct this problem your account will be suspended.

The spoof email may state that there is a problem with your account and if you do not log in and update your information your account may be suspended, restricted, terminated, or something similar. They may also request user name, passwords, credit card numbers, social security numbers, etc.

Protecting yourself against phishing and email scams.

1. Do not give out personal or financial information through an email request.

2. Always log on to your sensitive accounts by opening a new browser and typing the actual URL directly into the address bar. For example, if you receive a suspected phishing email from ebay, open a new browser and type "www.ebay.com" in the browser bar.

3. Do not click on any link in a suspected phishing email.

4. Do not open any attachments in a suspected email scam.

5. Only use a secure website to submit sensitive data. A secure sites' address will begin with https:// instead of http://

6. Check the activity of your online accounts regularly and check for fraudulent activity.

7. Make sure your browser is up to date and all security patches are installed.

8. Report phishing and spoof email to: reportphishing@antiphishing.com , spam@uce.gov, and forward the email to the company that is being spoofed.

9. Keep your PC protected with updated anti-virus software, anti-spyware software, and a firewall.

10. You may want to install an anti-phishing toolbar such as Earthlink ScamBlocker which alerts you before you visit a known fraudulent website. It's free and can be downloaded at http://www.earthlink.net/earthlinktoolbar

As email scams are on the rise and with the consequences being identity theft, it is important that you increase your awareness and learn to protect yourself from these fraudulent attacks. With more than 75 million phishing emails being sent every day it's only a matter of time before you receive one. By following the above tips you will protect yourself from many email scams and the possible financial consequences.




About the Author
Lisa Smith makes it easy to increase your online privacy in her newest book, "Internet Safety Tips & Resource Guide. How To Increase Your Online Privacy and Security." To download a free copy and have free internet safety & security articles e-mailed to you every month visit: http://www.1stspywareremoval.com/Email_Scams.html

Sign up for PayPal and start accepting credit card payments instantly.